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Cap One just sued me... but can sue if they charged off the debt?

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Hi all,

So, the day has finally come. I got served this afternoon with court papers saying that Capital One Bank is suing me. The debt is about 3 and a half years old, juuuust before the SOL in California. My question, though, is that my credit reports show that the debt was charged off by Capital One. Can they still sue me if they charged off the debt?

Thanks in advance!

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