CantCU Posted April 23, 2007 Report Share Posted April 23, 2007 On March 9, 2007 I received a collection notice from Plaza Associates, sent my DV that day. They had reported to the CRA's, which they immediately removed as it was within the first 30 days of their initial letter...and I pointed that out in my DV.My DV contains language that I do not wish further contact with htem except to receive the requested validation or to advise me they were closing the file. I heard nothing more...so I let it slide...ball was in their court. I honestly assumed they had dropped the issue.Yesterday, in the mail, I get a letter from them saying that they were obtaining the information I requested...and at the bottom of the letter, it has the mini-miranda.Technically speaking, is this a violation? It's not on my credit report (yet)...so should I do anything at this point?I swear, it never ends, does it? GRRRRR! Link to comment Share on other sites More sharing options...
gbe Posted April 23, 2007 Report Share Posted April 23, 2007 I received a similar letter from "The Law Offices of Mitchell N. Kay" after sending a timely DV. They hadn't reported to the CRAs yet, and were not actively collecting at that point, so I let it slide. A month later, I received a letter from them telling me that the OC had none of the information that I requested and that they were closing their file on the matter. IMO the "we're gathering the info" is just stalling on their part - if they're reporting to the CRAs and continuing to call/write you, call them on it. If they're doing nothing, maybe let it play out. Link to comment Share on other sites More sharing options...
MadinKS Posted April 24, 2007 Report Share Posted April 24, 2007 Technically they're following the law. I would send them another letter stating if they can't come up with the info. in XX amount of days, you will be filing a complaint with the FTC, and your AG and seeking a lawyers advice. See if that rattles 'em any. Reverse the tactics and try and shake them up like they do everyone else. Link to comment Share on other sites More sharing options...
CantCU Posted April 26, 2007 Author Report Share Posted April 26, 2007 Technically they're following the law. I would send them another letter stating if they can't come up with the info. in XX amount of days, you will be filing a complaint with the FTC, and your AG and seeking a lawyers advice. See if that rattles 'em any. Reverse the tactics and try and shake them up like they do everyone else.This one is "touchy". I will push...but not until June. The SOL is up in May. My next letter will be a copy of the statute of limitations and FOAD letter. Link to comment Share on other sites More sharing options...
MadinKS Posted April 26, 2007 Report Share Posted April 26, 2007 Plaza doesn't give up. I disputed a Plaza entry on my wife's CR from 2000 and they verified. Un f'in believable!! Just let it go man. You're not gettin' a flippin' dime from me, so like the collection plate, let it pass. Oh well, it comes off in Sep. Good luck. Link to comment Share on other sites More sharing options...
unusualsuspect Posted April 27, 2007 Report Share Posted April 27, 2007 Actually I just sued Mitchell N Kay yesterday. Sent a Dunn in Jan. which I sought validation. They didn't provide anything until Monday where they sent another collection notice and copies of bills. I just made $1k off that bozos!! It's highly unlikely he'll come all the way out to CA to defend himself. Link to comment Share on other sites More sharing options...
Recommended Posts