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1 step forward; 1 step back (Cap One)

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I ended up settling one acct successfully on Friday, and today I am served with another summons from a different creditor -- Cap One and for approx 1300. Unlike my previous summons, it does not invite me to settle the suit. It does have a mediation form.

My preference is to settle and get this behind me. I could pay the entire amount, but I see no benefit to me in that they have dinged my credit and from the stories I read here, will continue to do so. So, what are the Cap One collection attys like? How likely are they to accept a settlement and go away?

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