sharizap Posted April 24, 2007 Report Share Posted April 24, 2007 What is the difference between True Credit and Equifax? (other than cost) Link to comment Share on other sites More sharing options...
MadinKS Posted April 24, 2007 Report Share Posted April 24, 2007 I don't think EQ allows for daily updates. Read the fine print for EQ and see the frequency your allowed to update. Link to comment Share on other sites More sharing options...
sharizap Posted April 24, 2007 Author Report Share Posted April 24, 2007 Is TrueCredit the actual FICO scores or the FAKO ones I've been reading about? Link to comment Share on other sites More sharing options...
MadinKS Posted April 24, 2007 Report Share Posted April 24, 2007 FAKOs. It's just a tool for monitoring and I wouldn't trust any site for the real deal. I went to get my truck re-fi'd and the TU report they pulled was 22 points higher than my score on myFICO. I don't get it. Link to comment Share on other sites More sharing options...
stancil1 Posted April 24, 2007 Report Share Posted April 24, 2007 Equifax is once a month only, TC is every day when it's working properly. Link to comment Share on other sites More sharing options...
geekspeed Posted April 24, 2007 Report Share Posted April 24, 2007 FAKOs. It's just a tool for monitoring and I wouldn't trust any site for the real deal. I went to get my truck re-fi'd and the TU report they pulled was 22 points higher than my score on myFICO. I don't get it.Thats because the score they got was "Auto Enhanced" different lending industries use different factors when determining your eligibility for credit -- though I believe the Auto industry is the only one with their own seperate FICO model (called "Auto Enhanced").Heres a good read on Auto Enhanced FICO scores:http://creditboards.com/forums/index.php?autocom=faq&CODE=02&qid=17 Link to comment Share on other sites More sharing options...
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