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TC vx Equifax?


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FAKOs. It's just a tool for monitoring and I wouldn't trust any site for the real deal. I went to get my truck re-fi'd and the TU report they pulled was 22 points higher than my score on myFICO. I don't get it.

Thats because the score they got was "Auto Enhanced" different lending industries use different factors when determining your eligibility for credit -- though I believe the Auto industry is the only one with their own seperate FICO model (called "Auto Enhanced").

Heres a good read on Auto Enhanced FICO scores:


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