Ok, here I go... any minute now...

[sharizap]

I've been stalling on getting started on this whole thing. Well, partly because I had a more pressing issue at hand- the dh's judgment with subsequent legal drama. But now that I have a bit clearer idea of how that's going to go, I really want to get started on repairing my (and my dh's) credit scores. I've read the primers and I just got the "Good Credit is Sexy" book today (YAY!!) and I've been reading non-stop on here since I found the website. And yet... and yet... getting the ball rolling is still a bit intimidating and I find myself procrastinating for some reason. I did send out a GW letter to my credit union- we'll see how that goes. I guess the place to start is to figure out which ones I really want to dispute, which ones I can negotiate (OCs) and which ones are going to fall off my CR within a year and I should just let go. Then I need to just GET ON WITH IT.

Yep. Ok... any second now....

[MadinKS]

It's not that hard. You can do it. Just chose your battles wisely. You'll do fine. Good luck.

[lyle7289]

Mark....get set.......GO!!

There are two good times to start credit repair, yesterday and twenty years ago

So get a move on!!

[SecretAgentWoman]

Trust me, you'll put it off and put it off...

Then we you finally get a fire in your arse, you'll be going crazy from having to do all the waiting for results!!!

[WILLY]

I also bought the book and two years later started the credit repair process. 3 weeks into the process I had great results and removed several negatives and was able to get one of my wife fico's in the 700's from the low 600's. JUST GET STARTED ! IT WORKS !!!!!