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WellsFargo - NO, HSBC -Yes ???

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So, explain to me why Wells Fargo who has both my checking and savings accounts and know how much money is in each turns me down for a CC...

But, HSBC (Orchard Bank), who carries my car loan, approves me...unsecured, no less.

I'm sure the interest rates may be different, but I just don't understand.

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Yeah, a BK 7...in 2004. Oh well...not a problem. I just wanted a card to us online so DW would stop using the debit card.

That's what I use my stupid Orchard for. I figure if someone gets ahold of the number the CL is so damn small what damage could they really do :roll:

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