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Review my legal form for vacate judgement


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A) the collection agency has not informed defendant of debt, and defendant has not been able to dispute validity of debt

B) The amount of the debt exceeded the state's usury interest limits

Those are not sufficient reasons to vacate a judgment. B does not even apply if it arised from a debt to a national bank.

Look at your state's rules of civil procedure for plaussible defenses.

Even if you were not served, you need to be prepared to defend your case right there.

Get a copy of the court records and see what they complained of and what is it they submitted as evidence and develop your arguments based on that.

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