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What's up with my fico scores?


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I can't seem to get a fico score from Experian and Transunion....only Equifax, which has dropped to 626. My FAKO scores are TU 683 EX 631 and EQ 598. What gives? Is it because there isn't anything new.........all of the information for TU and EX is over 8 yrs old with $0 balances ..... for example:

TransUnion Experian Equifax

TOTAL ACCOUNTS: 3 3 5

OPEN ACCOUNTS: 0 0 2

CLOSED ACCOUNTS: 3 3 3

DELINQUENT: 0 0 0

DEROGATORY: 0 1 3

BALANCES: 0 0 2019

PAYMENTS: 0 0 385

PUBLIC RECORDS: 0 0 0

INQUIRIES (2 years): 8 5 10

I am going to start working on these inquiries too. I had some activity on EQ today, but It was after I updated so I am not sure what the update is.... hoping that it's got something to do with the $2019 balance on the account though.

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People shift around in pools, so it's possible you had a score change with no change of information because other people's scores increased or decreased relative to you. (In other words, they leapfrogged over you in one direction or the other.)

You can't get a score on the other bureaus because you have no active accounts.

How'd you get that many inquiries with no open accounts?

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