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Weird CA letter question!!! Help!


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I received a letter that states the following

PO Box 3023

Hutchinson KS 67504

Jane Doe

123 Anywhere Street

Oz, IL 12345

Message Alert

Voice Message Notification

Message ID 1235467

AUtomated Voice Message Notification

An automated voice message has been left for you and needs to be

retrieved by phone

To retrieve the message that has been left for you

Call Toll free


To Access the message and confirm reciept, please enter the following

message ID -


Your message can be retrieved 24 hours a day


Nothing else is indicated - Well I researched the address and the internet and

lo and behold, I find out that it's a CA

Is this some kind of sneaky way of contacting you and should I consider it first communication.

Aren't they also in violation of not stating that they are attempting to collect a debt and also not stating my validation rights?

Can i consider this first contact and send them a validation request and let them know that they are in violation of my rights?

Just wanted to be sure I got my ducks in a row!


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That is very sneaky!

I don't see why that could not be construed as "first communication"- and that would put them in violation of:

§ 807. False or misleading representations

(11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector.

Will be interesting to see if they follow up in 5 days... IF they don't- then they will be in violation of § 809(a).

IMO- I would wait out the 5 days- just to see if they violate again, and if you don't receive anything, then send the DV.

Hopefully, somebody else will offer an opinion also.

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Thanks for the info everyone, I googled the number and came up with the Better Business Beaureau info on the company which includes their address and the owner of the company. Also found, there has been complaints about them too. Hmmm, suprising???????

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