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Homeowners insurance that pulls from Equifax?


beeboah
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American Family started pulling this year. We go through them.

They pulled TU in Ohio. Our rate went up 90$ a year because inquiries (7) and no revolving credit and collections.

Positive- house car

no credit cards

3 paid in full med. collections

My agent called right away and told me it was going up and said he does not see report but I may want to pull it in case there was something there that should not be. giving me a heads up.

I thought without a lot of debt it would look better fo insurance.

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Just to add my 2 cents- I shopped around for homeowner's insurance to about 5 places. They ALL checked credit. For the same exact insurance (replacement value + $500k in personal liability) the range of quotes I received were as high as $2900 down to $1170 (liberty mutual). It pays to shop!

...At least the inquiries don't count against you.

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