andknapp Posted April 26, 2007 Report Share Posted April 26, 2007 Here's the problem, I have a small claims default judgement on my experian report. It was on my equifax report but when I disputed it for the second time it fell off. It was never even reporting on transunion. Experian said that it was verified April 2006, Equifax just took it off in this round of disputes. Do I just keep disputing it with Experian until it drops off? I can't get it vacated because I wasn't properly served because I waited too long, Experian won't let me dispute it anymore on line since it was verified already. Do I just mail them a letter now?Angie Link to comment Share on other sites More sharing options...
buckeyechick1219 Posted April 26, 2007 Report Share Posted April 26, 2007 If you go to the Experian site and attempt to dispute a TL that has been verified on their site, it says that it has already been verified. On that same page, it should have a link for "How to send us your information." Its just a little form that you print off, explain why you're disputing it again, and provide any documentation you may have. Link to comment Share on other sites More sharing options...
andknapp Posted April 26, 2007 Author Report Share Posted April 26, 2007 I have no documentation, the court won't give me anything since I waited too long to have it vacated. Do I just write to them and tell them that I wasn't properly served or what? Link to comment Share on other sites More sharing options...
row Posted April 26, 2007 Report Share Posted April 26, 2007 You must go to you County Clerk's Office to get copy of judgment/records - I went there today to get copy of my judgement because all 3 CRA are reporting this judgement incorrectly as not paid and i disputed and they all came back verified - boy did I get a rude awaken when the county clerk's office told me they have no records of judgement being satisfied!!! (Judgement paid in 2005 - 2 yrs ago) I almost lost my freaking mind!!! I marched my behind across the street to the attorney's office (yes I said across the street) but no one was there because its Secretary's Day and they would not be back into office until 2:30pm today. I called @ 3pm to be exact - s/w woman (Kathy) who handles the collection was told it was not filed as paid because ther sheriff department never sent them the Certificate of Satisfied Paid Execution and they do not follow up on them because it can take months - once debt is paid they close their file!!! i could not believe what I was hearing...so she told me to call the sheriff department and find out if they could have it sent to me...to make a long story short i never got around to calling the sheriff department because about 15-20mins later Kathy suddenly notice she received the paperwork today...I must have stupid ringing in the sound of my voice.... Link to comment Share on other sites More sharing options...
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