feedup Posted April 26, 2007 Report Share Posted April 26, 2007 I have a negative medical collections that I would like to have removed. The original date of debt was 8/2004. I had made partial payments and honestly thought it was paid in full. A year later (11/05) was contacted by a CA and paid the debt in full. There was no written agreement to remove the negative listing upon pay (didn't know anything then)SO .. now how can I clean this up?All three list the date open as 8/04; however I have a fax from the OC stating that the last date of payment was 10/04. (not the final payment however) Shouldn't that be sufficient to get this deleted from my report? Also if it is listed as $255 and the real amount is $155 should I asked for the correction? Does it really matter? Link to comment Share on other sites More sharing options...
SugarNspice Posted April 26, 2007 Report Share Posted April 26, 2007 Have you disputed with the CRA yet? I had paid collections and was able to get them deleted. Either way, if the amounts are incorrect I would go ahead and dispute that. Link to comment Share on other sites More sharing options...
hiblues Posted April 26, 2007 Report Share Posted April 26, 2007 Read the Primer. (sting tactic)http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=263069 Link to comment Share on other sites More sharing options...
feedup Posted April 26, 2007 Author Report Share Posted April 26, 2007 Yes I did, the response was "verified - no change"; however that was before I found this fax. Link to comment Share on other sites More sharing options...
redbank Posted April 26, 2007 Report Share Posted April 26, 2007 well what is meant by "read the primer" is that if you follow the primer, you might be able to build up violations and use that for a delete.If it is paid in full, try disputing as "creditor said they would remove" or whatever the wording the CB's use. Or you can try a goodwill letter. Link to comment Share on other sites More sharing options...
FICOrebound Posted April 27, 2007 Report Share Posted April 27, 2007 I read primer and I will need ansers to. Link to comment Share on other sites More sharing options...
newbie7069 Posted April 27, 2007 Report Share Posted April 27, 2007 Retmar posted an great sticky in Collections specific to your situation, have you looked through it:http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=262951Do a search for medical collections, there is tons of information available. Link to comment Share on other sites More sharing options...
Recommended Posts