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authorized user question


txsquirrel
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I am an authorized user, not joint account holder, on some of my husband's credit accounts. His scores are much lower than mine. Is this something I should take into consideration when trying to repair my credit? If anything bad from him is effecting mine would that account show up on my report. Right now there is only one account that has showed up and I am disputing it. Should I be contacting his creditors and get myself removed?

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Duh....I think I just answered my own question. Is it correct that your only getting the benefit of that one account not everything on the other's credit history. So if there is a baddie from an account that belongs to someone and you are an authorized user on that bad account, just write or call to remove yourself from the bad account? :oops:

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