andknapp Posted April 27, 2007 Report Share Posted April 27, 2007 Quick question, is there one fico score that usually gets pulled over the others when applying for a mortgage or do they pull all three and average or what? Does anyone know. My EQ and TU fico reports are almost perfect now, but EX won't budge with a default judgement or these other collections so it's not so good. Link to comment Share on other sites More sharing options...
CreditPhilosoper Posted April 27, 2007 Report Share Posted April 27, 2007 From my understanding they pull all 3 and use the middle score. So if you have 700, 650, and 620 they would use the 650. Link to comment Share on other sites More sharing options...
Ahntara Posted April 27, 2007 Report Share Posted April 27, 2007 "...FICO...when applying for a mortgage..."The scores accessed by mortgage lenders are not available to consumers. You can't count the number you get from myFico or any FAKO score. Lenders typicaly use the middle of their 3 scores, but some average them out, according to company policy. Link to comment Share on other sites More sharing options...
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