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Letter From LDG - DV or Cease Comm Letter


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I received a letter from LDG on 4/6/07...it was in a stack of letters. It lists the client as West Asset Purchasing, LLC II. The dollar amount looks like it could be for an HSBC credit card I disputed as not mine. ($90.00 more than the balance on the TL on my CRAs)

I was going to DV, but a friend suggested I use a Cease COmm letter she has used in the past.

The Cease comm letter can be found at the Bud Hibbs site. Here is the link: http://www.budhibbs.com/cease_comm.htm

It is not showing up on any of my CRs yet...I want to keep it that way.

Which is the better approach...DV or Cease Com m, or both?


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