Denied credit, requesting credit report question

[soulthoughts]

I was recently denied credit and I got the letter back stating why. The letter only states reasons that I was denied from Experian. However, below the reasons I was denied credit, they list all three CRAs. Can I request my report from all three even though the letter only states reason from Experian? Just curious about this.

Should I include a copy of the letter in my request? Thanks!

[Ahntara]

"...Can I request...from all three..."

Yes. It's a stretch, but a safe one. People do it all the time.

"...Should I include a copy of the letter..."

No. When they see the inquiry, they will understand. There is no need to send more.

[soulthoughts]

Thanks! Sending a letter out today. Anyone idea what the turnaround is from when I request my report to when I actually get it? I'm eager to start repairing.

[hiblues]

It would behoove anyone on a "Credit Repair Journey"

to sign up for an on-line service with the CRA's.

I have TU with 3 in 1 reporting,

and I can pull an updated 3 in 1 CR every day if I want

for $15 a month.

And yes, it has all the same info as an individual reports. How do I know this?

I am signed up with all 3 CRA's on-line services as well, and pull my

CR's regularly from them, and the TU 3in1 has

all the same info as the individual ones that

I pull from each of the CRA's.

I will be cancelling my EQ and EX on-line services because I don't need them anymore.

but (as far as I can tell)

TU is the only one to offer the 3in1 with daily updates. ( I could be wrong)

I signed up through the walmart TU thing and upgraded.

[soulthoughts]

It would behoove anyone on a "Credit Repair Journey"

to sign up for an on-line service with the CRA's.

I have TU with 3 in 1 reporting,

and I can pull an updated 3 in 1 CR every day if I want

for $15 a month.

And yes, it has all the same info as an individual reports. How do I know this?

I am signed up with all 3 CRA's on-line services as well, and pull my

CR's regularly from them, and the TU 3in1 has

all the same info as the individual ones that

I pull from each of the CRA's.

I will be cancelling my EQ and EX on-line services because I don't need them anymore.

but (as far as I can tell)

TU is the only one to offer the 3in1 with daily updates. ( I could be wrong)

I signed up through the walmart TU thing and upgraded.

I just signed up for TC. So you're saying that what I see on TC is the same exact thing I'll see on my individual reports from each CRA? For some reason I thought that the reports from each CRA would be more detailed in some way.