buckeyechick1219 Posted April 28, 2007 Report Share Posted April 28, 2007 Thanks to this site (and an extremely irritating phonecall from a CA that prompted my credit repair process), I just received notice that not one, not two, but THREE negative accounts are being removed from my CRs by the same CA.I had a baby in September, and while I was applying for the hospitals financial assitance program for the balance not covered by insurance, the hospital sent the bills to collections. When I received notice that I had been approved for charity assistance, I immediately sent a copy of the approval letter to PCB/Rossman. They sent notice that they had closed the account. I got a phonecall a week later saying that they were in possession of another account from the same hospital for two weeks later. I again disputed because the hospital was legally obligated to pay a portion of the bill because of the poverty guidelines. The woman on the phone promptly said, "Well, we also need to set up payment on your account from another hospital. I said, "What account?" To which she replied, "From 2001." The conversation continued with her asking payment for the recent account and two old accounts from 2001. I told her I had no knowledge of the accounts and she said, "Well, you have to pay them." I said, "I will contact you later. I am at work." She immediately got snotty and said, "I'll mark your account. Refusal to pay." To which I replied, "Obviously if they're from 2001 and I haven't paid them yet, I've already refused to pay," and hung up.I dropped my DV in the mail that same day on my way home from work, and got the standard statement printed on generic paper, both listing my married name when I was single in 2001. I replied with something to the effect of "While I appreciate the effort, this in no way proves that these are my accounts," although I'm sure I was a bit more aggressive than that.Today, I received notice that all three accounts were closed, even the most recent one. Now, if I get the two illegal Asset accounts off my report, I will have crystal clear credit. Link to comment Share on other sites More sharing options...
gypsie Posted April 28, 2007 Report Share Posted April 28, 2007 Congrats! Link to comment Share on other sites More sharing options...
TheRoadBack Posted April 28, 2007 Report Share Posted April 28, 2007 congrats Buckeye!!!!!!!!!! Link to comment Share on other sites More sharing options...
MadinKS Posted April 28, 2007 Report Share Posted April 28, 2007 What to put it to 'em. Link to comment Share on other sites More sharing options...
UNCForest Posted April 30, 2007 Report Share Posted April 30, 2007 Woohoo! I love to hear people getting tough with scumbag CAs. Link to comment Share on other sites More sharing options...
lyle7289 Posted April 30, 2007 Report Share Posted April 30, 2007 Congrats!!! Link to comment Share on other sites More sharing options...
buckeyechick1219 Posted May 9, 2007 Author Report Share Posted May 9, 2007 I just wanted to update this thread to report that I got the results of my EX and EQ disputes back today. Asset deleted one account from EX and one from EQ (different accounts) so I submitted a new dispute to each CRA. If Asset deletes these accounts, the only baddie I will have left is a paid judgment and it goes bye-bye in November, I believe. I can hardly believe it. Link to comment Share on other sites More sharing options...
zfire Posted May 10, 2007 Report Share Posted May 10, 2007 Congrats to you! Link to comment Share on other sites More sharing options...
IHateCAs Posted May 10, 2007 Report Share Posted May 10, 2007 She immediately got snotty and said, "I'll mark your account. Refusal to pay." To which I replied, "Obviously if they're from 2001 and I haven't paid them yet, I've already refused to pay," and hung up.Smart assdom at its finest. Well played. Link to comment Share on other sites More sharing options...
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