HOOT Posted April 28, 2007 Report Share Posted April 28, 2007 I am trying to help my brother establish credit. He is 21 and has never applied for a cc or any kind of loan (trust fund child). After our father passed when he was 12 all his money went into a trust until he is 31. So he can only have the basics. How easy is it to get a cc or any other type of loan when you have no existing credit fhistory? Thanks... Link to comment Share on other sites More sharing options...
direred Posted April 28, 2007 Report Share Posted April 28, 2007 It can be difficult, so I'd recommend a secured card and/or a store card (e.g. Target or Macy's, depending on which he prefers).For secured, Elan/US Bank or National City as my faves. Link to comment Share on other sites More sharing options...
HOOT Posted April 28, 2007 Author Report Share Posted April 28, 2007 Thanks! I think we will try Target, it is right down the road! Link to comment Share on other sites More sharing options...
chilton1 Posted April 28, 2007 Report Share Posted April 28, 2007 you can also make him an authorized user on an established account. Link to comment Share on other sites More sharing options...
newbie7069 Posted April 29, 2007 Report Share Posted April 29, 2007 Is he still a student?I thought there were all type of offers out there for students? Link to comment Share on other sites More sharing options...
HOOT Posted April 29, 2007 Author Report Share Posted April 29, 2007 No longer a student. Decided college was not for him. I am not sure he knows what is for him. Link to comment Share on other sites More sharing options...
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