Macwench Posted April 30, 2007 Report Share Posted April 30, 2007 I have a judgement that was entered a week before BK7 (about 2 yrs ago). Couldn't get the BK paper work done before the court date but I had paid an attorney and I did go to court.Not knowing any better I did admit debt, judge asked what I intended to do about it and I told him BK7 would be filed withing the next 10 days and gave him the name of the attorney. He asked if the attorney was paid already and I told him yes. The CA that sued was instructed to get my attorney's info and not sure what the judge said after that - I was scared to death. CA was included in the BK7 as well as OC. Proper paperwork was sent and the BK7 has been discharged for 2 years, but the judgement is showing open.Is there any way to lessen the blow the judgement is doing to my credit scores? It seems to be worse than the BK because it looks like I currently owe it. Any grounds to vacate? I was served properly by a deputy, I did go to court (didn't file any papers though) so not sure if there is anything I can do. Looking through the link above, it doesn't seem to apply so I may be SOL (and I don't mean statute of limitations ) Link to comment Share on other sites More sharing options...
MadinKS Posted April 30, 2007 Report Share Posted April 30, 2007 Welcome macwench. Check your PM inbox. Good luck. Link to comment Share on other sites More sharing options...
momof5 Posted April 30, 2007 Report Share Posted April 30, 2007 MadinKS, did you PM with the section of BK code that makes the judgment void? I don't want to repeat advice. Link to comment Share on other sites More sharing options...
MadinKS Posted April 30, 2007 Report Share Posted April 30, 2007 No. I'm not familiar w/BK, just gave her links to other info. Link to comment Share on other sites More sharing options...
Macwench Posted April 30, 2007 Author Report Share Posted April 30, 2007 Thanks for the info MadinKS. And please post any info you may have momof5. Link to comment Share on other sites More sharing options...
LadynRed Posted April 30, 2007 Report Share Posted April 30, 2007 Your discharge makes the judgment null and void. However, the local court still has it on record as an unpaid judgment. File a motion to vacate based on your discharged bankruptcy, it shouldn't be a big deal. Wait at least 30-60 days and try disputing it with the CRA's again. Link to comment Share on other sites More sharing options...
Macwench Posted April 30, 2007 Author Report Share Posted April 30, 2007 Thanks LadynRed, I will - wasn't sure if BK7 was grounds to vacate. I sure appreciate all the help I've found on this board! Link to comment Share on other sites More sharing options...
LadynRed Posted April 30, 2007 Report Share Posted April 30, 2007 sure if BK7 was grounds to vacate. It certainly is ! Link to comment Share on other sites More sharing options...
creditclimber Posted June 6, 2007 Report Share Posted June 6, 2007 LadynRed (or anybody): Do you know where I can find the state statutes or some case law talking about BK7 being grounds to vacate? I have a couple of judgments that were filed DURING my BK after Motions to Remove Stay were granted. Link to comment Share on other sites More sharing options...
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