turnereac Posted April 30, 2007 Report Share Posted April 30, 2007 I have an old charge off from cap one for a credit card. I am now ready to clean up my credit and I have been getting letters from a collection agency and cap one for this accout who do I try to settle with can I get a PFD for this account? Link to comment Share on other sites More sharing options...
kevin3344 Posted April 30, 2007 Report Share Posted April 30, 2007 Definitely deal with the OC if you can, call them...and quickly. Before the CA attempts to put something on your reports. Link to comment Share on other sites More sharing options...
onthedot Posted May 1, 2007 Report Share Posted May 1, 2007 I've got two from cap1 also, but I'd bet they won't budge, based on what everyone else is saying in these forums. Mine are about to fall off this year. Link to comment Share on other sites More sharing options...
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