annetta Posted May 1, 2007 Report Share Posted May 1, 2007 if a judgement has been entered against me and my only income is ssi and adoption assistance from the State of New York (it is on direct deposit) can my checking account be attached or frozen? Link to comment Share on other sites More sharing options...
LadynRed Posted May 1, 2007 Report Share Posted May 1, 2007 Yes, and they'll freeze it for DOUBLE the amount of the judgment !Yes, the funds are exempt, but the bank will freeze the funds anyway when they get the court order. They don't know (and don't want to know) that the funds in the account are exempt. It is then up to YOU to claim your exemptions and PROVE the funds cannot be touched. Also, if there is money in the account that is NOT SSI or AA, then you stand to lose that portion of the money that is NOT exempt. Link to comment Share on other sites More sharing options...
unusualsuspect Posted May 1, 2007 Report Share Posted May 1, 2007 Yes, and they'll freeze it for DOUBLE the amount of the judgment !Yes, the funds are exempt, but the bank will freeze the funds anyway when they get the court order. They don't know (and don't want to know) that the funds in the account are exempt. It is then up to YOU to claim your exemptions and PROVE the funds cannot be touched. Also, if there is money in the account that is NOT SSI or AA, then you stand to lose that portion of the money that is NOT exempt.And file paperwork stating that the funds are exempt. You may also need a lawyer for this... also the bank will probably hit you for overdraft fees too!! Link to comment Share on other sites More sharing options...
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