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Why do FAKOs flux with no change in report?


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My truecredit report scores are continually going down, even though there is no change in anything on the report (one is actually up). Why would FAKO's go down by 20 points or so. Just gunk left over from the previous consumer scoring?

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My truecredit report scores are continually going down, even though there is no change in anything on the report (one is actually up). Why would FAKO's go down by 20 points or so. Just gunk left over from the previous consumer scoring?

first off, dont worry about fakos as they really mean nothing because they vary drastically from your real fico scores. Secondly, at the time your creditors reported has your utilization gone up? This could be the reason or there might be no reason at all. Just pay you bills on time keep your utilization low and everything falls into place.

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