tdhssbn Posted May 3, 2007 Report Share Posted May 3, 2007 I disputed the CC account with the CRA's and of course they verified. I sent a letter of investigation to the OC and they responded that they are reporting accurately, but that they sold the account to OSI bank and that I needed to contact them if I wanted the information on the account. They added that my balance is 0. How can the account be verified by the CRA with the OC when the OC does not even have the account anymore? How do I deal with an OC who says they are reporting accurately even though they have no records? Link to comment Share on other sites More sharing options...
merkurfan Posted May 3, 2007 Report Share Posted May 3, 2007 They have no records, and they admited to it. Time for a strongly worded ITS letter. (I'm going to sue your a$$ off because your reporting something you can't prove because you told me you have no records) Dig around for a ITS letter. They MUST provide the information you requested or tell you your dispute is fivelius (or however you spell it). Link to comment Share on other sites More sharing options...
tdhssbn Posted May 3, 2007 Author Report Share Posted May 3, 2007 They specifically said in their letter that they do NOT have any records on the account because it was sold. I will send out an ITS tomorrow. Link to comment Share on other sites More sharing options...
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