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Car loan - late payments


aspire
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I have 10 LP since May 2005 :roll:.

I sent two similar GWL 35-45 days ago - no response. And disputed with CRA's LPs - recently received letter from Toyota that the info they report to the CRAs is correct & Toyota will not change its records.

How to delete LPs??

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I have used GOODWILL letters for two accounts and they initially did not work. I waited til about a year of paying on time and paying more than was owed and tried again and guess what? The GOODWILL letters worked. Don't lie with them, but you EVERY available resource you have when composing them. I am active duty Navy and I expressed to the companies how being forward deployed and away from family caused undue stress on my spouse and that was her reason for missing the payments. All of this was true, but again, playing to their conscience works.

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