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Second CA harassment ...


acrackl
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Hello,

Wonderful site here, wish I had found it earlier. I tried to find answer/advice to my situation by browsing the forum posts, but am still confused a bit. The situation:

1. February 2006: I was contacted by a CA #1 about a bill from LabCorp for $45.99. I have no recollection of ever having dealt with LabCorp - so I sent a request for information (called DV I suppose) within the stipulated 30 days. This was CMRR (I still have copies). Had I known better, I would have worded this a bit more carefully.

I NEVER received a response.

2. April 2007: I receive another mail from CA #2, about this being delinquent, blah, blah 30 days .... I did not respond. I have a second written notice from them. Suspiciously, though the CA addresses look different, the letter format looks strikingly similar.

What are my options here? All I want is the problem to go away permanently - I have no intention of paying, as I don't think I owe any money. I dont want to be contacted by CA #3, 1 year from now.

Thanks in advance ...

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Do as kevin suggested and send a 2nd letter. It doesn't need to be elaborate, just state that you have no knowledge of this account and demand validation. More than likely, the 1st CA didn't have what they needed to prove the debt which is why you never heard back from them. Good going on keeping the original letters!

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