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Equifax mess


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My credit story has got many nasty turns to it. 1) I'm a Jr, so I'm getting debt that belongs to my father Sr on my credit and 2) my brother has a SS# that is only 2 digits different from me so I'm getting some of his debt also. My fathers debt is pretty much all bad, my brothers is pretty descent. For my brother he's got everything that reported on my CR paid to a zero balance and closed as of Dec 2006, however, he did have some accounts that had credit limits of $3000 but a high credit of $3150. There are a couple like that. Would these account be better for my credit score or would removing them likely cause a decrease in score?

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  • 9 months later...

my father(recently decesed) and i share a simalar name but i am not a jr. the problem i have is that their are 3 accounts that belong to him on my credit report that i cant get rid of. i did an online disput and ex "comfirmed" that they belong to me. the problem in that the the date of birth on all three of these accounts(medical) are all my fathers date of birth. how do i go about geting these off my report

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