tropowarrior Posted May 10, 2007 Report Share Posted May 10, 2007 I have an item on my history for a time share Trendwest that only appears on Equifax. I unfortunately went through a rough time with the IRS and was unable to make payments. I would like to dispute this item and have it removed but I am wondering what should I use as my reason for dispute. It has not been reported for the past 3 months and it is not reported to the other bureaus. Link to comment Share on other sites More sharing options...
hiblues Posted May 11, 2007 Report Share Posted May 11, 2007 I think most people say, dispute w/ CRA (DwCRA) as "not mine".. it's not like they hold it against you if it isn't exactly true...also, it's common a CA only reports to one CRA....before you do a DwCRA, I would do what I call a DwF (Dispute w/ Furnisher) because it's kinda recent when they last updated...read the Primer (Sting Tactic)... http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=263069 Link to comment Share on other sites More sharing options...
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