mwd25 Posted May 16, 2007 Report Share Posted May 16, 2007 i had a capital 1 cc that got charged off ,originally 08/00.how long can a ca come after me?just got a letter but i thought sol was up(live in az.) Link to comment Share on other sites More sharing options...
TheRoadBack Posted May 16, 2007 Report Share Posted May 16, 2007 i had a capital 1 cc that got charged off ,originally 08/00.how long can a ca come after me?just got a letter but i thought sol was up(live in az.)ca's can come at you forever really. You have to realize the mentality of these people. They will try to collect on anything regardless how old it is. However, if they try to sue you you have an absolute defense (sol). Also, if it was charged off in 8/00 then it should be removed from your cr this August.Good luck and you should be fine in this situation. Link to comment Share on other sites More sharing options...
momof5 Posted May 16, 2007 Report Share Posted May 16, 2007 Actually, if it was charged off in 8/00, the DOFD is 2/00 (they usually will not CO until 6 mo past due). In my experience the CRAs will delete at DOFD + 7 yrs even though the FCRA says 7 yrs 180 days (180 days = 6 mo). I would dispute this with the CRA as obsolete if it appears on your CR.I would send the CA the SOL letter. Link to comment Share on other sites More sharing options...
kevin3344 Posted May 16, 2007 Report Share Posted May 16, 2007 just got a letterDV if you are within the first 30 days. Link to comment Share on other sites More sharing options...
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