SugarNspice Posted May 20, 2007 Report Share Posted May 20, 2007 I have a few inquiries that were suppose to fall off. The date on one of them is May 17, 2005, and it's still on there. I always thought inquiries fall off exactly 2 years from the date. It shows on my EX report that the inquiries fall off a month after the 2 year mark. So are inquiries suppose to stay on 2 years and 1 month? This is how all my inquiries are showing. Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted May 20, 2007 Report Share Posted May 20, 2007 My guess is the inquiry will fall off at the next "update" period which may be at the end of the month it was reported in. You can call and dispute it, but since they have 30 days for a dispute investigation, it probably isn't going to come off any faster. Link to comment Share on other sites More sharing options...
direred Posted May 20, 2007 Report Share Posted May 20, 2007 For EX, they fall off on the first Tuesday of the month following the 2-year mark.There's no limit as to how long hard inquiries can show, btw. They could show them for 5 years if they wanted to. 2 years is simply a convention. Link to comment Share on other sites More sharing options...
SugarNspice Posted May 20, 2007 Author Report Share Posted May 20, 2007 Oh ok thanks for clearing that up for me. Link to comment Share on other sites More sharing options...
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