Migrain Posted May 21, 2007 Report Share Posted May 21, 2007 Hi guys,About 2 weeks ago I sent out all my certified letters to the CA's and 2 of the CRA's (disputed 1 CRA online before I knew better). Anyway, I recieved my first response last week from Midland wanting me to send them a bunch of information. NOT happening!! Even if I still had the information I am not about to do their job for them.My second response was from Genesis Financial Solutions and reads:This letter is in response to your recent inquiry. You requested all written documentation available to substantiate Genesis Financial Solutions, Inc.'s claim against the account referenced above.We are unable to obtain the original application or other related documents. The account has been cancelled and notification has been sent to the the three major reporting agencies, as applicable, to remove our information from your credit profile.If there are further questions blah blah blah.....So if I am reading and understanding this correctly I can file this away as done, over, finished and my first victory over a CA. YAY! This one was WAY to easy.If I am wrong please be gentle in bursting my bubble Mar. '07 Equifax 584 Trans. 628 Exp. 588 May '07Equifax 597Trans. 607Exp. 616 Link to comment Share on other sites More sharing options...
soulthoughts Posted May 21, 2007 Report Share Posted May 21, 2007 Congrats! It sounds like you've won on the ones you mentioned. I just started my first round using DiveMedic's sticky. I hope my results are as good as yours. Good job! Link to comment Share on other sites More sharing options...
Lyssarene Posted May 21, 2007 Report Share Posted May 21, 2007 Awesome! Sounds like it worked so far! Link to comment Share on other sites More sharing options...
IHateCAs Posted May 22, 2007 Report Share Posted May 22, 2007 It's a temporary win. It will be sent off to someone else, and you'll be back at square one. It's nice to get those first few under your belt though. Link to comment Share on other sites More sharing options...
hiblues Posted May 22, 2007 Report Share Posted May 22, 2007 Come on IHATE.... :) be nice It's possible that it will be sold or sent to another CA.My guess is that it won't be because, if the CA didn't have the docs, they would have just ordered them from the OC.My guess is that the OC doesn't have them either, thus nothing left to turn over to another CA.BUT.... if it is turned to another CA... s/he can DV within the 30 day timeframe. Link to comment Share on other sites More sharing options...
UNCForest Posted May 22, 2007 Report Share Posted May 22, 2007 It's a temporary win. It will be sent off to someone else, and you'll be back at square one. It's nice to get those first few under your belt though.Alright, Negative Nancy. Link to comment Share on other sites More sharing options...
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