lisano Posted May 23, 2007 Report Share Posted May 23, 2007 my case is specific. recently I am in debt and the total amount almost reach $30000. most of my debts are fresh, that means I just borrowed within 2 months. I can't out of the "black hole" in the next few years regarding to my income. I did try to contact some debt settlement companies and most of them resonded that it's hard to settle my debt. and I also tried to contact an bankrucy attorney. ( I have not any assests and I wouldn't be afaird of damaging my credit) and what I got form the attorney was that he wouldn't take my case because my debts were so new. can anybody who has a similar experience offer a workable solution to me? thanks Link to comment Share on other sites More sharing options...
momof5 Posted May 23, 2007 Report Share Posted May 23, 2007 The atty is correct. Your debts are too new. It would look to the courts as an attempt at BK fraud. You could let them charge off and go to collections and then BK....But, you can also accept responsibility for the mess you just put yourself in. Get a second job and dedicate 100% of those funds to pay off the debt.Lessons learned. Link to comment Share on other sites More sharing options...
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