UNCForest Posted May 26, 2007 Report Share Posted May 26, 2007 Guys,I just DV'd a CA (the agency has about 4 or 5 accounts for me) and the original creditor, a hospital, sent me the old bills, photocopied. Note that the collection agency is not mentioned anywhere. the CA has not responded at all...yet.What can I do about this?? Can I simply pay the hospital and bypass the CA? Link to comment Share on other sites More sharing options...
Macwench Posted May 26, 2007 Report Share Posted May 26, 2007 I don't know what you are "supposed" to do, but it sounds like the OC may be open to taking payment, the worst you can do is try. If it's a local hospital, I would try to pay it in person - it's harder to say no to someone standing there willing to pay then it is if you call and ask. Link to comment Share on other sites More sharing options...
UNCForest Posted May 27, 2007 Author Report Share Posted May 27, 2007 I know what you mean, but what if I pay, then the CA simply marks it as apaid collection account? Link to comment Share on other sites More sharing options...
merkurfan Posted May 27, 2007 Report Share Posted May 27, 2007 If you want to try and pay the oc directly bring a agreement along for them to sign. Basically you want them to agree that by accepting your payment they will withdraw the account from the CA and consider the matter closed. Once the account is out of the hands of the CA they can no longer report the debt and must delete it as they have no right to try and collect.I just did this with an old utility bill that went to collections. Paid the OC with the agreement that they would remove the file form the CA, 30 days later CA is gone completely from my report. Link to comment Share on other sites More sharing options...
UNCForest Posted May 27, 2007 Author Report Share Posted May 27, 2007 really? interesting...thanks! Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted May 28, 2007 Report Share Posted May 28, 2007 You are likely getting the response from the Hopsital b/c of privacy laws against medical information. This does not mean that they are now willing to work with you, however, it also doesn't mean they aren't. Good luck. Link to comment Share on other sites More sharing options...
UNCForest Posted May 28, 2007 Author Report Share Posted May 28, 2007 True...but how does this prove that THIS particular CA is entitled to collect from me? Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted May 28, 2007 Report Share Posted May 28, 2007 True...but how does this prove that THIS particular CA is entitled to collect from me?It doesn't really spell it out, however, with that information, I'm sure the OC probably has everything. Is this debt assigned to the collection agency or was it sold? You're next steps might be to check read this sticky (if you haven't) http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=262951 Link to comment Share on other sites More sharing options...
UNCForest Posted May 30, 2007 Author Report Share Posted May 30, 2007 Bump for other opinions? Link to comment Share on other sites More sharing options...
Recommended Posts