Antjwill80 Posted May 28, 2007 Report Share Posted May 28, 2007 I have poor credit so I'm looking to get and secured card from First Premiere. I'm aware of the charges that are incured from just participating but I'm having a difficult time finding out how much my monthly payment will be if I don't use the card at all one I recieve it. Could someone please let me know what it would be and is this card worth it. Also, what about canceling it after better cards are aquired? Link to comment Share on other sites More sharing options...
hiblues Posted May 29, 2007 Report Share Posted May 29, 2007 Forget 1st Prem... their fees are WAY to high...you give them $300 and after all the fees you end up with like$124 credit line.go with Orchard Bank or BoA instead.As far as your payments... depends on your balance... I think the 'terms' tells you, no? my guess is 12% of the balance, was never too concerned about it myself, they are never that high.cancel- sure, you can, get the new cards, make several payments and them cancel just before the annual fee kicks in again. Link to comment Share on other sites More sharing options...
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