Drew Posted May 29, 2007 Report Share Posted May 29, 2007 Here is the ice cream scoop:About a month ago, I DV'ed a CA that ultimately turned into me getting a response from the OC with statements of complete payment history up until the date the account was CO'ed. Then I remembered, I sent an investigation request to the OC a couple days before I received the statements.According to the FCRA, are they still required to comply with the request to send a complete payment history? If not, are they even required to respond at all? Link to comment Share on other sites More sharing options...
Recovering Attorney Posted May 29, 2007 Report Share Posted May 29, 2007 Don't overthink it. Did you get stuff from the OC? Whether it comes from directly or through the CA, they sent it. Link to comment Share on other sites More sharing options...
Drew Posted May 29, 2007 Author Report Share Posted May 29, 2007 Well, the OC sent it directly. The only other thing is that the credit reports don't match up with one another and they said, "we are reporting correctly."Just by them admitting that, wouldn't this be a violation in itself? Link to comment Share on other sites More sharing options...
Drew Posted May 29, 2007 Author Report Share Posted May 29, 2007 I just noticed that these scumbags 'verified' another account with the 'wrong balance' for the second time!Who would it make more sense to go after, the OC or CRA? Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted May 30, 2007 Report Share Posted May 30, 2007 I just noticed that these scumbags 'verified' another account with the 'wrong balance' for the second time!Who would it make more sense to go after, the OC or CRA?CRA probably has no liablity there since the Data Furnisher sends them their info. This sounds like Crap 1, right? Link to comment Share on other sites More sharing options...
Drew Posted May 30, 2007 Author Report Share Posted May 30, 2007 CRA probably has no liablity there since the Data Furnisher sends them their info. This sounds like Crap 1, right?Actually, Crap Uno is one of the culprits, but GE is the other.The letter I posted on another thread is what I'm sending to them. Link to comment Share on other sites More sharing options...
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