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And the magic FICO number is ... ?

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I only really have 3 goals for future credit / FICO

(1) Car Loan every 4-6 years

(2) Mortgage within the next 12 months

(3) a decent limit ($4K-$5K) low rate/no fee credit card for business travel/hotel/rental car purposes.

What would be the magic minimum FICO number to get the top tier best rate (or close to it- with negligable difference) in each catgory above . I'm not looking for anything scientific, just real world experience from those who have been there or there now.


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