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Going from Secured Credit Cards to Unsecured


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I recently received a BOA secured credit card and I have another secured card coming from Orchard bank.

Do these companies turn those cards into unsecured ones at some point in the future after I have been making timely payments?

Do I have to close out those cards at some point in the future after applying for and receiving unsecured cards?

How does the process work?

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Don't have any experience with BoA but Orchard is not known for "converting" a secured card to unsecured. However it is not uncommon for someone with perfect payment history to reapply after a year or so and get an unsecured card from them.

Best of luck.

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