bossfan 10 Posted June 8, 2007 Report Share Posted June 8, 2007 My husband's Experian FAKO went from 633 to 549 after a posting error caused our mortgage payment to be reported 30 days late. The only other thing was an inquiry regarding our overdraft protection loan extention by the credit union. Meanwhile, my FAKO actually increased from 545 to 574! Is this typical? Did we overlook something? Link to post Share on other sites
Amerikaner83 1,026 Posted June 8, 2007 Report Share Posted June 8, 2007 Yes, you overlooked something.you're dealing with FAKOs, not the real thing. Your FAKO increases or decreases with each lunar tide and how many butterflies fart in Africa.It is typical for a FICO to go down with a recent late payment...but if it was a "posting error" - get it fixed and it will be OK. Just make sure it's not reporting the late. Link to post Share on other sites
madman21 10 Posted June 12, 2007 Report Share Posted June 12, 2007 My Ex fako just went from 614 to 569 today. The report hasn't changed one bit. Link to post Share on other sites
chilton1 50 Posted June 12, 2007 Report Share Posted June 12, 2007 Yes, you overlooked something.you're dealing with FAKOs, not the real thing. Your FAKO increases or decreases with each lunar tide and how many butterflies fart in Africa.It is typical for a FICO to go down with a recent late payment...but if it was a "posting error" - get it fixed and it will be OK. Just make sure it's not reporting the late. Link to post Share on other sites
Amerikaner83 1,026 Posted June 12, 2007 Report Share Posted June 12, 2007 What's so funny Chilton? Cute puppy BTW! Link to post Share on other sites
chilton1 50 Posted June 12, 2007 Report Share Posted June 12, 2007 you are funny. Thanks his name is Jack. I thought this was funny made me laugh "Butterflies fart in africa" Link to post Share on other sites
merkurfan 326 Posted June 13, 2007 Report Share Posted June 13, 2007 and how many butterflies fart in Africa.hey... thats my line Fakos fake you out.. About all I use mine for is a quick way to check to see if something has changed on TC.. Update, click to the report, click scores before the report loads. If they are all the same, it's likely not changed at all. If they have, I go looking very closely. Link to post Share on other sites
Amerikaner83 1,026 Posted June 13, 2007 Report Share Posted June 13, 2007 hey... thats my line You can't prove it! You know, merkur, they say imitation is the best form of flattery..or something like that. Link to post Share on other sites
