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I received a summons from the Sheriff today 6/8/07, the date it was issued was on 1/31/07! Citibank is the plaintiff. Basically this is a credit card that never was paid. The summons states I have to submit an answer within 20 days of receiving it.

I submitted a letter of validation last year, only received a copy of a statement, I requested a copy of the original application that bears my signature on it. I submitted a second letter requesting validation and not verification, still nothing, next thing I know they are suing me. The attorney for the plaintiff is also the collection ageny. Is that legal? I have the attorney's office in violation of FCRA so can I counter sue the plaintiff? I need serious help! I don't know how to answer the summons. Also, I live in Oklahoma, so if that matters!

Thanks for any help! :)

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Check to see if they have filed a judgement against you yet. I doubt it seeing as how you just got served.

Are you within the SOL for your state? (read: are they even allowed to go after you for this debt?)

Search this thread or look at the stickies at the top of this thread for more into on processes...I"m not a lowyer and have limited legal experience (read: none)

http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=214300

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Allrighty then - I'd go down to the courthouse, get a copy of everything they have, and scrutinize it. Find any omissions, errors, etc. That's about all I really know - there is a process for this whole thing - just keep looking around here and you'll be bound to find it. In addition, the tribal elders should be around viewing this post...perhaps they will enlighten further, as I'm not that much help in this area...

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Never hurts to be safe right?

I dont think teh courthouse sends you everything unless you ASK for it.

I went to the courthouse like you said, the only papers they had on file was the summons and the petition. I even looked at the file when the court clerk pulled the file.

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