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FICO score decreased 14 pts


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I was pleased to see my score reach a new high Thursday but 2 days later

(today), it dropped 14 pts. The reason is silly too. I have a Chase CC that had

a ton of old 30 and 60 day lates. Well I had the balance allll the way down to

$4 (from $16,000). The card was closed by credit grantor 2 yrs ago. I guess

that final $4 payment closed the card and that I guess shortens my credit

history? That's the only logic I can formulate. My history otherwise is pretty long.

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