Just checking

[jyap]

I'll try to make this short. I have a charge off as of 11/03 Ford Credit. Ford sold to Calvary in March (as of True Credit) Sent DV to Calvary and they rec. on 5/17. Never a letter or anything from them ever. Sent dispute to all 3 CB on 05/24. On TC they updated again in June. Still Have not rec anything except from TU saying account is reported correct. What do I do now. Still waiting on EQ, EX and Calvary.

[thomassl]

I am not sure exactly what you want to do?

[jyap]

I'm trying to get Calvary on violations to get the collection agency to get off my reports. The SOL should be up in 09/07

[thomassl]

I'm not sure what violations you have on Calvary if the debt was reported by Ford corrected on your credit report and Ford sold it to Calvary? If Ford has the charge-off correctly on your credit report and it was sold to Calvary and they are now reporting this debt, what is the violation? As long as your debt is within the SOL, they have the right to try to collect. They can even sue you for the debt within the SOL! If both Ford and Calvary are reporting, one should read "0". Check your credit report.

[jyap]

Neither one reports 0. I am trying to stall until Sep. On my reports it shows the OC to come off in 04/10 (I thought that would make the SOL up in April of this year). I think the violations from Cavalry would be no initial letter, updating without validating (continue without validating) I'm not sure what Calvary is doing because the only way I know about them is from TC. I'm not sure what to do (if anything). I just want to do whatever I should but do it correctly.