californiagal

? Resource for lump funds once settlement is reached?

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Finally my creditors are starting to discuss settlement. However, I don't have the money to pay a lump settlement. And my credit is horrible.

The information on creditinfocenter warns never to use the credit consolidation companies.

Is there another resource out there to borrow a sum of money to pay settlements?

If I do all the negotiation myself, can I simply borrow money from one of these consolidation companies?

Will that scenario be harmful to me and my credit?

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