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Do I try for PFD?


Renai3
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The ongoing saga of HSBC:

So, the other day, I made a few phone calls to track down exactly where this debt is. Platinum Capital Investments, who I DV'd back in April is holding it. They received my DV, never responded, but verified with the CRA. So, I talked to them, and they say they contracted with--- Midpoint! Of all people.

I gave her the rundown of how they operate (the lies- fake addresses, fake lawsuits, etc.) and let them know without a doubt I would not be sending money to MRG. Not a dime. I'd send it to them though. She kept saying sorry, they have a contract, etc., can't accept my payment, have to go through the CA.

So, what do I do? Try again, via letter, thanking them for being such nice folks (Platinum, that is) and talking to me, and will pay the balance for a delete off my report? After all, they are on violations (which I mentioned in the phone call), and they have scumbags representing them.

Thanks,

Renai

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The ongoing saga of HSBC:

So, the other day, I made a few phone calls to track down exactly where this debt is. Platinum Capital Investments, who I DV'd back in April is holding it. They received my DV, never responded, but verified with the CRA. So, I talked to them, and they say they contracted with--- Midpoint! Of all people.

I gave her the rundown of how they operate (the lies- fake addresses, fake lawsuits, etc.) and let them know without a doubt I would not be sending money to MRG. Not a dime. I'd send it to them though. She kept saying sorry, they have a contract, etc., can't accept my payment, have to go through the CA.

So, what do I do? Try again, via letter, thanking them for being such nice folks (Platinum, that is) and talking to me, and will pay the balance for a delete off my report? After all, they are on violations (which I mentioned in the phone call), and they have scumbags representing them.

Thanks,

Renai

Is the debt within SOL and is the CA contacting you?

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Is the debt within SOL and is the CA contacting you?

The short story is, yes it's well within SOL (DOFD 5/06). Midpoint contacted me back in April (the detail of those contacts is in this nutcase post: http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?p=767061#post767061), I found out on my credit report that Platinum had already placed a TL on 3/19. Both were DV'd, I have yet to receive a response from either. Midpoint (aka MRG aka Federal Credit Recovery) has not contacted me since the DV, other than 3-4 phone calls every day in the month of May with a phone number to a framing company in my caller ID.

Hope this info helps,

Renai

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The short story is, yes it's well within SOL (DOFD 5/06). Midpoint contacted me back in April (the detail of those contacts is in this nutcase post: http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?p=767061#post767061), I found out on my credit report that Platinum had already placed a TL on 3/19. Both were DV'd, I have yet to receive a response from either. Midpoint (aka MRG aka Federal Credit Recovery) has not contacted me since the DV, other than 3-4 phone calls every day in the month of May with a phone number to a framing company in my caller ID.

Hope this info helps,

Renai

IMO, if I could pay IN FULL I would send a settlement offer for PFD, however, they wouldn't get a single dime without the consent, UNLESS I were sued, where I would pay before trial to avoid a judgment (or get a lawyer). If it's within the SOL and they are all over you, you've done what you can DV wise.

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IMO, if I could pay IN FULL I would send a settlement offer for PFD, however, they wouldn't get a single dime without the consent, UNLESS I were sued, where I would pay before trial to avoid a judgment (or get a lawyer). If it's within the SOL and they are all over you, you've done what you can DV wise.

Sounds good to me. It's pretty much what I was planning to do. It's only $715 and I'll have it in August (July I'm paying a med bill). I figure, send the letter with the offer to Platinum (not MRG), by the time they answer, I'll have the payment :roll: . I doubt they are suing- that talk was all a ploy (I looked it up on nmcourts.org).

Thanks for the confirmation.

Renai

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