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Time Limits On Debt Validation?


Guest Corig
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Guest Corig

Is one able to begin a debt validation process AFTER being served a summons to appear in court? Also, much of the summons is illegible - copied with little marks all over the paper - and my signature does not appear anywhere.

My understanding is that I have to file a response, in person or via mail, and show up for the hearing. The amounts, from two different cards, I think have grown enormously due to late fees and interest.

I'm being sued by Resurgence, and the paperwork includes items from Unifund, American Debt Sales, Metris and Bank One - it's very confusing.

I think the statute of limitations occurs in October - they were charged off in 2002 I'm pretty sure and I think credit cards in Illinois have five years.

PLEASE HELP ME - PLEASE ADVISE - CAN ANYONE MAKE SENSE OF THIS?

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