Jump to content

Being suit for a reported loss account

Recommended Posts

5 years ago my husband lost his job when my daughter was only 6 weeks old and I lost my job as well from the same company. Today we are suffering the consecuences. I am working on his credit.

He has been presented papers for a "Motion for telephonic appearence at pre-trial hearing" by Capital One.

1. Capital one appears as the Plaintiff.

2. In my husband credit report Capital one account shows as a "Charge off: Unpaid balance ($4208) reported as loss by credit grantor.

3. The attorneys office is a collection office as well.

4. We called the attorney to reschedule the hearing due to a class my husband has the same day of the hearing and the attorney denied insulting my husband.


1. If Capital one has reported the account as loss how can they suit

I understand that reported as a loss means that they have reported to the IRS.

2. Can the attorney be a purchaser of the debt or an assignee? How can I find out? Then, how Capital one appears as a plaintiff?

3. Can I request a debt validation in writting in the hearing

4 And how can I report this attorney for the treatment he gave us?

I just need some orientation in how to handle this case

Thank you!

Link to comment
Share on other sites

This topic is now closed to further replies.

  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.