tdhssbn Posted July 6, 2007 Report Share Posted July 6, 2007 Yes this OC keeps a BLACK LIST of people who have previously had CC with them that did not end on a good note. Link to comment Share on other sites More sharing options...
ctfudge&bankofC-ville Posted July 6, 2007 Report Share Posted July 6, 2007 Yes, my husband can verify that this is true. They keep the list forever. Link to comment Share on other sites More sharing options...
merkurfan Posted July 6, 2007 Report Share Posted July 6, 2007 Alright. won't be getting that one..CO in 00 with a ballance of 300 bucks..Today, Arrow has it.. 2800 bucks. Man those fees are killing me! It falls off feb of 08 although I have disputed it off 2 CRA already. Link to comment Share on other sites More sharing options...
chilton1 Posted July 6, 2007 Report Share Posted July 6, 2007 I asked them for proof of the account meaning signed contract and they deleted. So I guess they do lose some things. Link to comment Share on other sites More sharing options...
tdhssbn Posted July 6, 2007 Author Report Share Posted July 6, 2007 well, with me, their memory goes back at least 12 years. That was when I included my CC with them in a BK13. Link to comment Share on other sites More sharing options...
Apeachyqueen Posted July 6, 2007 Report Share Posted July 6, 2007 Yes this OC keeps a BLACK LIST of people who have previously had CC with them that did not end on a good note. I asked them for proof of the account meaning signed contract and they deleted. So I guess they do lose some things. it could also be that they keep their "blacklist" on the same magic spool that they sell to the JD collectors Link to comment Share on other sites More sharing options...
chilton1 Posted July 6, 2007 Report Share Posted July 6, 2007 it could also be that they keep their "blacklist" on the same magic spool that they sell to the JD collectorsDefinitely a possibility. I am just happy they are history. I dont every want their card so they can black lit me all they want. It is almost as bad as being blacklisted by First premier bank. Some things are a blessing. Link to comment Share on other sites More sharing options...
hopelesscred Posted July 6, 2007 Report Share Posted July 6, 2007 They can Blacklist me all they want---just want them off my report and we can both say goodbye to our relationship..LOL Link to comment Share on other sites More sharing options...
tdhssbn Posted July 6, 2007 Author Report Share Posted July 6, 2007 ROTFLMAO!!!!!!!!! They are not showing on any of my 3 CRA's. I no longer want their card either since they can't seem to forgive and forget. No worries, NFCU just approved me for their Nrewards. LOL LOL LOL Link to comment Share on other sites More sharing options...
isislc Posted July 7, 2007 Report Share Posted July 7, 2007 Anyone know if Cap1 or Orchard has a Blacklist? Link to comment Share on other sites More sharing options...
iscrewedupbig Posted July 7, 2007 Report Share Posted July 7, 2007 Hmm...with so many different CCs out there, is it really worth stressing over not being able to get this one? But hey, it is good info to know. Link to comment Share on other sites More sharing options...
tdhssbn Posted July 8, 2007 Author Report Share Posted July 8, 2007 Just giving feedback, just giving feedback Link to comment Share on other sites More sharing options...
cajunbulldog Posted July 8, 2007 Report Share Posted July 8, 2007 Anyone know if Cap1 or Orchard has a Blacklist?To answer your question,I believe Cap 1 gives second chances.Although I wouldn't touch them with a ten foot pole,it may work for you.Providian/Wamu ,Cap1,& Bank of America are on my Blacklist!:'> Link to comment Share on other sites More sharing options...
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