Jump to content

DV End Stage Question...

Recommended Posts


I have completed DV on a very old (8-10 years) CA account and long story short, the debt was reported a few months ago but is not currently reported by any of the three credit bureaus, however the CA is still sending me requests to settle.

I am concerned that the debt may "pop up" on my credit report again if the CA continues to contact me. Also I would prefer not to receive letters anymore from said CA.

Any suggestions would be greatly appreciated.

Link to comment
Share on other sites

It won't pop up.

SOL is how long they have to pursue you in court. 7 years is how long they can still report (longer than SOL), then after that they can call you and mail you letters all your life unless you send them a Cease and Desist or FOAD letter.

Technically how long you owe a legitimate debt is, until you pay it or die. Fortunately they only have a short window they can do anything about it.

Link to comment
Share on other sites

This topic is now closed to further replies.

  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.