Overfloater Posted July 10, 2007 Report Share Posted July 10, 2007 Hello,I have completed DV on a very old (8-10 years) CA account and long story short, the debt was reported a few months ago but is not currently reported by any of the three credit bureaus, however the CA is still sending me requests to settle.I am concerned that the debt may "pop up" on my credit report again if the CA continues to contact me. Also I would prefer not to receive letters anymore from said CA. Any suggestions would be greatly appreciated. Link to comment Share on other sites More sharing options...
CleverCynic Posted July 10, 2007 Report Share Posted July 10, 2007 It won't pop up. SOL is how long they have to pursue you in court. 7 years is how long they can still report (longer than SOL), then after that they can call you and mail you letters all your life unless you send them a Cease and Desist or FOAD letter. Technically how long you owe a legitimate debt is, until you pay it or die. Fortunately they only have a short window they can do anything about it. Link to comment Share on other sites More sharing options...
Overfloater Posted July 11, 2007 Author Report Share Posted July 11, 2007 Thanks for the help CleverCynic. I hope they follow the rules and do not report it again for both our sakes. Link to comment Share on other sites More sharing options...
Recommended Posts