determination Posted July 11, 2007 Report Share Posted July 11, 2007 I don't post much on here but I do read alot. I wanted to just give a little insight on the cards I've been approved for. I started my credit repair in Feb I planned on paying off some collections with my income tax but came across this sight. I've been working off a fako score so I don't really know what my fico is.The only semi positive credit I had is a car loan from BECU that I opened in 2001 that had a balance of $3500 for 11,000. On my equifax report I had 21 30 day lates and 3 60 day lates. 3 chargeoffs and 5 collections unpaid 2 paid,12 inquiries all recent. Fako was 535, first card I applied for was continental finance 300cl 200 in fees charged to the card (feb). Next was total visa 300cl (feb) 150 in fees terrible interest rate but I needed to start somewhere. Equifax was the easiest to repair so then I applied and was approved for cards that only pulled equifax. In this order-orchard bank 49 processing 300cl, hsbc best buy, target 200 cl, chevron 300cl, kay jewlers 800cl, home depot 2k, auto loan 12000 becu, visa 1k becu, line of credit 1k becu, chase rewards 300cl, and shell gas 300cl. My equifax fako never exceeded 615 and when I applied for the visa they told me my fico score was 602 which was at my highest. I always disputed the inquiry and applied for most of these before the others appeared. I had a chargeoff from 2002, the late auto loan, and 2 paid collections when all these were open. I am in washington and all of these pulled EQ so I hope this helps any of those that are trying to get a cc. Link to comment Share on other sites More sharing options...
chilton1 Posted July 11, 2007 Report Share Posted July 11, 2007 ++ congrats Link to comment Share on other sites More sharing options...
elyse449 Posted July 11, 2007 Report Share Posted July 11, 2007 I appreciate you sharing this, especially since I reside in Washington too. Hope you're keeping cool and thanks for the info.Elyse Link to comment Share on other sites More sharing options...
determination Posted July 11, 2007 Author Report Share Posted July 11, 2007 Hey elyse I saw that you had sentry credit on your report also, have you had any luck with them. I have 2 medical bills with them that they won't seem to budge on. I dv'd and received original statements directly from the hospital. I do have them on not marking the TL as disputed on 2 seperate occasions and contacting me after sending a C&D. Any input you have would be greatly appreciated. Link to comment Share on other sites More sharing options...
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