eyeball Posted July 11, 2007 Report Share Posted July 11, 2007 Will ING cancel my an account? I read this disclamer and it said they automatically give you overdraft privlege when you open an account. I wanted a account with them but I will file BK next week I was wondering if they would close my account once I file since the OD is linked to ones account. I WAS NOT GOING TO USE THE OVERDRAFT PRIVLEGE SINCE I AM ON A CASH BASIS NOW. So I wonder if they would close my account even if I was not overdrafted or leave me alone.eye Link to comment Share on other sites More sharing options...
swtguy Posted July 11, 2007 Report Share Posted July 11, 2007 That would be a policy issue with ING. Link to comment Share on other sites More sharing options...
LadynRed Posted July 11, 2007 Report Share Posted July 11, 2007 If you don't owe ING any money for the OD protection, then I can't see any reason for them to close the account. Does ING do regular soft inquiries on your credit ? Link to comment Share on other sites More sharing options...
eyeball Posted July 11, 2007 Author Report Share Posted July 11, 2007 They say that they pull from time to time..I guess they would probably just call me and tell me they are removing the OD prevlilege once the BK reports on my credit ..... right? Link to comment Share on other sites More sharing options...
jq26 Posted July 11, 2007 Report Share Posted July 11, 2007 I have had two ING accounts for three years and they haven't done a soft pull yet. I think you are fine as long as you don't owe them. Link to comment Share on other sites More sharing options...
eyeball Posted July 12, 2007 Author Report Share Posted July 12, 2007 Thanks, I really liked the service they offer, but didn;t want to open up with them in case they closed me, :) Link to comment Share on other sites More sharing options...
eyeball Posted July 12, 2007 Author Report Share Posted July 12, 2007 I tried to get an account yesterday and they declined me. Tu scores 682,580,582. reason being my credit not good enough for the credit line. Oh well after the BK I guess I will try to improve it.Eyeball Link to comment Share on other sites More sharing options...
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