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zero files on my Equifax report


jrdejavux
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Oddly enough, the same thing has happened to me, just today. Yesterday, 33 accounts, 6 active, BK13 (discharged), 2 inquiries, etc. I've been pullnig dailiy.

Today, NOTHING except two trade lines (recent accounts).

I'll have to call and investigate too.

Quietman ::thunderously::

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Me too but mine is with TransUnion. Nothing on report at all. My credit score is 0 ....I was better off with 545...LOL. I just sent them a letter to add 20 good TL we will c what happens... I should have a score of 750 then ROFLMAO......At least I don't have to fight to remove the bad.....:mrgreen:

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Ok, the two tradelines that are reporting I'm an authorized user. Both have reported just in the last day or so.

My question is, am I better of amking a big stink with Equifax, I could send copies of my Equifax report from a few days ago, along with the new report, copy of my driver's liscence, etc to Vicki Banks and see if they restore it.

OR, I could wait for my other accounts to report (between now and end of month) I could also write GW letters to some of my better, older tradelines and ask them to re-report as I'm preparing to apply for a mortgage.

I don't think it will buy me much, as both TU and EX show my BK13 from 5 years ago, and I would answer honestly on the mortgage app about the BK.

But this could be USEFUL for credit card apps.

What do you gys think?

Quietman xcoffx

P.S. Eq FICO was 698. Don't know what it is now as I've had a FA on the account (I initiated). Was doing a daily pull on TC, but more to check balances rather than *b as I only had 2 inquiries on EQ.

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I can't seem to get a score or report from equifax and I haven't had one for 2 years now! I forgot about it and just started to work on it again. I called yesterday, noboby could tell me anything I left a message with some lady but she never called back. I don't know what to do now??:roll::rolleyes:

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I can't seem to get a score or report from equifax and I haven't had one for 2 years now! I forgot about it and just started to work on it again. I called yesterday, noboby could tell me anything I left a message with some lady but she never called back. I don't know what to do now??:roll::rolleyes:

do you have active tl's now? if what's going on here is split files, it scares me.

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Well, Equifax file completely restored today, all accounts, good, bad ugly and hideous. Vicki Banks at Equifax did a GREAT job! :punknanner:

Thanks everyone for your encouraging words.

Quietman :hmm:

P.S. Was nice to see a small bump in score from 685 to 696 as well!

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Nope, still only two hard pulls with all the previous soft pulls.

Quietman :hmm:

Did you contact Vicki Banks through email or snail mail? I have been having a major issue with my EQ. My dispute results came yesterday and 4 CO and 1 CA were deleted. I now have a clean EQ and am dieing to go on a spree buw whenever I apply for EQ CCs I always get an error of no Bureau File

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Vick Banks DID NOT remove any inquiries, soft or hard, from my Equifax report.

What she DID DO was restore my report where 34 plus tradelines had been deleted (or disapeared some other way)

Is that the kind of help you need her for?

Quietman :hmm:

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