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Orchard Question

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I applied online for a orchard card and got to choose from a secure card or the gold card...so i chose the gold of course...then i got a message about maybe having to pay a processing fee...i picked my card design and click the button to submit application ...and i got a message that stated congulation your application is completed blahahaahh....

my question is if i am suppose to pay a processing fee then where and how do i pay it?

i went and check the online status and it states your application is Your application is under review. You will hear from us in 10-14 days...

does this mean denial?

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